Privacy Policy
Your privacy matters to us. Here's how we protect and handle your personal information when you use our rolling budget education services.
Information We Collect
When you engage with our rolling budget education programs, we collect information that helps us provide better learning experiences. This includes personal details you share during enrollment, communication preferences, and learning progress data.
- Contact information including name, email address, and phone number
- Educational background and financial learning goals
- Program participation data and assignment submissions
- Communication records and support interactions
- Website usage patterns and learning platform analytics
- Payment information processed through secure third-party providers
We never collect more information than necessary to deliver our educational services effectively. Your financial data remains private – we focus on teaching budgeting techniques rather than accessing your actual financial accounts.
How We Use Your Information
Your personal information helps us create personalized learning experiences and maintain effective communication throughout your educational journey with idemoravial.
We use your information to customize course materials, track learning progress, send program updates, process enrollments, and provide ongoing educational support. Everything we do with your data serves your learning experience.
Our instructional team may reference anonymized case studies from student experiences to improve course content, but individual identities are never disclosed. We also analyze learning patterns to enhance our rolling budget curriculum and teaching methods.
Data Protection and Security
We implement robust security measures to protect your personal information from unauthorized access, alteration, or disclosure. Our systems undergo regular security assessments and updates.
- Encrypted data transmission using industry-standard SSL protocols
- Secure cloud storage with automated backup systems
- Access controls limiting staff access to necessary information only
- Regular security audits and vulnerability assessments
- Multi-factor authentication for administrative accounts
- Incident response procedures for any potential security events
While we maintain strong security practices, no online system is completely immune to risks. We continuously monitor and improve our protection measures to keep your information safe.
Your Rights and Choices
Under Australian privacy law, you have specific rights regarding your personal information. We respect these rights and provide clear processes for exercising them.
You can request access to your personal data, ask for corrections to inaccurate information, request data deletion (subject to educational record requirements), opt out of marketing communications, and receive copies of your information in portable formats.
To exercise any of these rights, contact our privacy team using the details provided below. We typically respond to privacy requests within 30 days, though complex requests may require additional time.
Some educational records must be retained for regulatory compliance, but we'll clearly explain any limitations when processing your requests. You always maintain control over non-essential data sharing.
Data Sharing and Third Parties
We share your information only when necessary for educational service delivery or legal compliance. Our approach prioritizes minimal data sharing with trusted partners.
- Educational technology platforms that host course materials and track progress
- Payment processors for secure transaction handling
- Communication services for program updates and support
- Analytics providers for website performance and user experience improvement
- Legal and regulatory authorities when required by Australian law
- Professional service providers bound by confidentiality agreements
All third-party partners must meet our privacy standards and sign data protection agreements. We never sell your personal information or share it for marketing purposes without explicit consent.
Data Retention and Deletion
We retain your personal information only as long as necessary for educational purposes and legal compliance. Different types of data have varying retention periods based on their purpose and regulatory requirements.
Student enrollment records and academic progress data are kept for seven years after program completion to support transcript requests and continuing education pathways. Marketing communications data is deleted within two years of your last engagement unless you actively participate in our programs.
When data reaches its retention limit, we securely delete it from our systems using industry-standard deletion procedures. Backup systems are also purged according to established schedules.
If you request early deletion of your data, we'll honor that request for non-essential information while explaining any educational records that must be retained for compliance purposes.
International Data Transfers
Some of our educational technology providers operate servers outside Australia. When international transfers occur, we ensure adequate protection through approved mechanisms under Australian privacy law.
We use cloud services that maintain data centers in multiple locations, including Australia, the United States, and the European Union. These providers offer robust privacy protections and comply with international data transfer requirements.
Before any international transfer, we verify that receiving countries provide adequate privacy protection or that appropriate safeguards are in place to protect your information.
Cookies and Tracking Technologies
Our website uses cookies and similar technologies to enhance your browsing experience and improve our educational platform functionality. We use both essential cookies for basic site operation and optional cookies for analytics and personalization.
- Essential cookies for login sessions and course navigation
- Analytics cookies to understand how students use our learning platform
- Preference cookies to remember your settings and choices
- Security cookies to prevent unauthorized access and protect against fraud
You can control cookie settings through your browser preferences, though disabling certain cookies may affect website functionality. Our cookie banner provides options for managing non-essential cookies when you first visit our site.
Changes to This Privacy Policy
We update this privacy policy periodically to reflect changes in our practices, technology, or legal requirements. When significant changes occur, we'll notify enrolled students via email and post updated versions on our website.
Minor updates, such as clarifications or contact information changes, may be made without individual notification. We encourage you to review this policy occasionally to stay informed about how we protect your privacy.
Continued use of our services after policy updates indicates acceptance of the revised terms. If you disagree with changes, please contact us to discuss your options or discontinue service use.
Privacy Questions or Concerns?
Contact our privacy team for questions about this policy or to exercise your privacy rights.
This Privacy Policy is effective as of January 15, 2025, and applies to all information collected through our rolling budget education programs and website services.